Is IVF covered by insurance in Kentucky?

Is IVF covered by insurance in Kentucky?

There are 15 states that mandate coverage for fertility treatment and, unfortunately, Kentucky and Indiana are not included in those states.

Is IVF usually covered by insurance?

All individual and group insurance policies that provide maternity benefits must cover in vitro fertilization (IVF).

Why is IVF not covered by insurance?

Many fertility treatments are not considered “medically necessary” by insurance companies, so they are not typically covered by private insurance plans or Medicaid programs. When coverage is available, certain types of fertility services (e.g., testing) are more likely to be covered than others (e.g., IVF).

How much is the first round of IVF?

The average cost for an IVF cycle with fresh eggs is around $15,130, while a cycle with frozen eggs is slightly less expensive at $13,180. The average cost of a new patient consultation is roughly $350, and additional fees for medications and fertility testing.